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 FAQ



1.

Whom does this scheme for?
This hazzel free and economined annual travel insurance scheme is specially designed for Macau residents.

 
2.

What is this insurance scheme, in short ?
With a  single policy, the insurd can enjoy unlimited freqnency of business or vacation trip in the whole year. This scheme covers all amateur and leisure sports activities (skiing, ice skateboarding, skating). The longest duration for a single trip is 90 days.

 
3.

Any limitation ?
This policy will not apply to any Insured Person whose age is under 6 weeks or over 75 years. For Insured Person under 16 years, this Policy will only operate if he / she is accompanied by a parent or an authorized guardian who is also insured under this Policy. Health certificate may be required for those over 70 years old.

 
4.

What are the exclusion items ?
War, ionizing rediation or contamination by radioactivity from any nuclear fuel or from any unclear weapons, AIDS or AIDS related complex, suicide, use of alcohol or drugs other than those prescribed by phisician, pre-existing conditions, pregnancy, engaging in a sport in a professional capacity,participating in or attempting to commit a crime or offensce, psychological disturbance, baggage or money lost not reported or declared to police or carrier. Please refer to the Policy for details.

 
5.

What is the fee schedule ?
The annual fee is $980 Macau dollars for a singled person. Up to 25% discounts are offered to group members. Please refer to Premium page.

 
6.

How to join ?
Quick & easy steps (Details please refer to Insure page)

Step 1 : Fill the Application Form.
Step 2 : Bank-in the premium in the designated bank.
Step 3 : Fax or mail us the Application Form & Payment Slip.
Step 4 : Certificate will be issued & mailed to you within 3 days.
 
7. Who is the Insurer ?
This annual travel insurance scheme is underwritten by Min Xin Insurance Company Limited.
 
8. What is Assurance Appraisal's role ?
Assurance Appraisal Limited designed and arrange this scheme.
 
9. Any documentation for the insured ?
The insured will receive a Certificate with effecitve from the issuance date. It covers a whole year.
 
10. What should I do in a claim case ?
Please write us as soon as possible within 21 days for any event giving rise or likely to give rise. Please refer to the Claim page for deails。
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